Articles

Auto Insurance

• Auto Insurance Checklist - The price you pay for your auto insurance can vary by hundreds of dollars, depending on your driving record, the type of car you have and the insurance company you buy your policy from.
   
• What is covered by a basic auto policy? - Your auto policy may include six coverages. Each coverage is priced separately.

Home Insurance

• What is in a standard homeowners insurance policy? - A standard homeowners insurance policy includes four essential types of coverage.
   
• Does my homeowners insurance cover flooding? -Standard homeowners policies do NOT cover flooding. You can purchase flood coverage directly through your homeowners insurance agent.

Commercial Insurance

• What does a businessowners policy cover? - Insurance companies selling business insurance offer policies that combine protection from all major property and liability risks in one package.
   
• Do I need a commercial auto insurance policy? -  As a businessowner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel.  

Life Insurance

• How much life insurance do I need? - In most cases, if you have no dependents and have enough money to pay your final expenses, you don’t need any life insurance.
    
• What are the principal types of life insurance? - There are two major types of life insurance—term and whole life.